Get Your Credit Right.

You’ve got goals. We can help. Don’t be a victim of the flawed credit reporting system. Economically, Americans are up against a lot. Let Credit America help you boost your credit scores to new highs. 

With Credit America, it's simple.

Full Transparency

Say goodbye to annoying fees, never-ending retainers, and confusing jargon that credit repair organizations will dump on you. Credit America is here to restore truth within the credit repair industry and keep you fully updated during the entire process.

Easy Setup

Get an account in minutes, where you're able to order your credit reports; securely upload and download documents; track your restoration progress; and send instant queries, which will always be responded to within twenty-four hours.

Member Priority

When you choose Credit America, you're treated as a preferred member both during the credit restoration process and long after. A member of our team will be happy to assist you with any questions or concerns in regards to your credit.

How It Works

A consumer has the right to dispute anything on his or her credit report.

Credit repair can be quite complex. However, it is quite simple at its core. Any information which is inaccurate or unverifiable must, under federal law, be corrected or removed.

Our team of certified FICO specialists at Credit America is able to examine your credit reports, locate inaccuracies or irregularities, and use its skilled understanding of federal laws and regulations in order to gain leverage in your disputes.

Once an item on your credit report has been disputed, the creditor or credit reporting agency is required by law to reinvestigate within thirty days.

Federal law also requires credit repair organizations to disclose that credit repair can be performed by consumers themselves. See how many credit repair organizations will tell you that. One of our team members will strategize a precise plan for you to restore your credit – then, you can choose whether or not you would like for Credit America to take the legwork out of the process for you. 

Why It Works

Credit repair works thanks to strenuous consumer protection laws and regulations.

Credit repair works because data furnishers are regulated by both the Consumer Financial Protection Bureau (CFPB) and the Federal Trade Commission (FTC). There are hundreds of federal laws in place with the sole purpose of protecting consumers from the willful and/or negligent inclusion of inaccurate information in their credit reports. There are strenuous reporting guidelines which banks, lenders, debt collection agencies, credit unions, or any financial institutions must abide by. Consumers have more rights than they are led to believe. Much legislation is in place to protect consumers against negligent financial conglomerates. This includes but is not limited to the Fair Credit Reporting Act (FCRA), the Fair Debt Collection Practices Act (FDCPA), the Truth in Lending Act (TILA), and the Credit Card Act (CCA). Erroneous reporting on a consumer is simply unlawful, and anything that is not fully accurate and verifiable is erroneous.

FAQ

Is credit repair legal?

Credit repair is legal in all 50 states, is federally regulated by the Credit Repair Organizations Act (CROA), and is encouraged by the Consumer Financial Protection Bureau (CFPB).

How long does credit repair take?

The process depends on what type of position someone is in. 3 months up to a year blah blah anyone who promises otherwise is either scamming you, getting you pumped up on a pipe dream, or committing fraud on your behalf.

What happens if derogatory remarks aren't removed?

Many times, it is simply not possible to remove item belonging legally blah blah and this is what we recommend the person do in that situation to get an upper hand even in that situation

How long does credit repair take?

The process depends on what type of position someone is in. 3 months up to a year blah blah anyone who promises otherwise is either scamming you, getting you pumped up on a pipe dream, or committing fraud on your behalf.

Consultation is free, of course.

With Credit America, you get a real consultation – not a sales pitch. 
A team member will help you create a tailored plan for getting your credit right. 

Our Service Packages

Restoration

Restore your negative credit rating to a positive credit rating. Remove negative items from your credit file.

$149

+ $49 per Derogatory Removed

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Advantage

Learn to take advantage of your great credit rating, boost your scores even more, pay less for everything, and maximize benefits.

$3,499

Installment Plan Available

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Business

Learn to utilize business credit in your company's daily activities, polish your bookkeeping, and leverage cashflow.

$7,499

Installment Plan Available

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Contact Us

Here's how we're rated.

"I've been trying to get my credit fixed up for months. Kyran and his team at Credit America are no joke. Lexington Law just put me on a retainer for months and drug it out, but these guys acted fast and only charged a flat fee which was pretty reasonable itself. I really appreciated the communication and updates as well."
Michael M.
Phoenix, AZ


Got all the derogatory marks off my credit report in a month. Didn't even charge me until after they were gone! Kyran is very informative too."
Marc B.
Rialto, CA
"I didn’t have “bad” credit before using Kyran’s services but they helped boost my credit to limits I did not expect. They got derogatory marks removed, answered all of my questions with ease, and my credit limit almost doubled. I highly recommend this service to anyone with credit issues or trying to boost their credit score!
Kendall M.
Bowling Green, KY