Get Your Credit Right.

You’ve got goals. We can help. You don’t have to tolerate the flawed credit reporting system. Let us help your credit scores reach new highs.

Call us toll-free. 888-210-0202

With Credit America, it's simple.

Full Transparency

Say goodbye to annoying fees, never-ending retainers, and confusing jargon that credit repair organizations will dump on you. Credit America is here to restore truth within the credit repair industry and keep you fully updated during the entire process.

Easy Setup

Get an account in minutes, where you're able to order your credit reports; securely upload and download documents; track your restoration progress; and send instant queries, which will always be responded to within twenty-four hours.

Member Priority

When you choose Credit America, you're treated as a preferred member both during the credit restoration process and long after. A member of our team will be happy to assist you with any questions or concerns in regards to your credit.

How It Works

A consumer has the right to dispute anything on his or her credit report.

Credit repair can be quite complex. However, it is quite simple at its core. Any information which is inaccurate or unverifiable must, under federal law, be corrected or removed.

Our team of certified FICO specialists at Credit America is able to examine your credit reports, locate inaccuracies or irregularities, and use its skilled understanding of federal laws and regulations in order to gain leverage in your disputes.

Once an item on your credit report has been disputed, the creditor or credit reporting agency is required by law to reinvestigate within thirty days.

Federal law also requires credit repair organizations to disclose that credit repair can be performed by consumers themselves. See how many credit repair organizations will tell you that. One of our team members will strategize a precise plan for you to restore your credit – then, you can choose whether or not you would like for Credit America to take the legwork out of the process for you. 

Why It Works

Say thanks to strenuous consumer protection laws and regulations.

Credit repair works because data furnishers are regulated by both the Consumer Financial Protection Bureau and the Federal Trade Commission. There are hundreds of federal laws in place with the sole purpose of protecting consumers from the willful and/or negligent inclusion of inaccurate information in their credit reports. There are strenuous reporting guidelines which banks, lenders, debt collection agencies, credit unions, or any financial institutions must abide by. Consumers have more rights than they are led to believe. Much legislation is in place to protect consumers against negligent financial conglomerates. This includes but is not limited to the Fair Credit Reporting Act, the Consumer Credit Protection Act, the Fair Debt Collection Practices Act, and the Credit Card Accountability Responsibility and Disclosure Act. Erroneous reporting on a consumer is simply unlawful, and anything that is not fully accurate and verifiable is erroneous.

Frequently Asked Questions

Is credit repair legal?

Credit repair is legal nationwide, is federally regulated by the Consumer Credit Protection Act, and is encouraged by the Consumer Financial Protection Bureau. Credit repair is simply the process in which a consumer exercises his or her legal right to fair and accurate credit reporting. 

How long does credit repair take?

The process varies depending on each member’s situation. The average member sees results within the first thirty days, but more complex situations may take longer. Any organization which promises you immediate results is either questionable or breaking the law. 

What happens if derogatory remarks aren't removed?

Though we cannot legally make any guarantees for item removals, what we can guarantee is our perpetual attempts at correction. This guarantees that we will continue to fight for you until items are removed or you want to cancel for any reason at no charge.

What items can be removed from my credit report?

Any information that is inaccurate, unfair, or unverifiable must be removed. This includes collections, late payments, charge-offs, liens, bankruptcies, judgements, repossessions,  foreclosures, and evictions. 

Consultation is free, of course.

With Credit America, you get a real consultation – not a sales pitch. 
A team member will help you create a tailored plan for getting your credit right. 

Our Service Packages

Restoration

Get your negative credit rating restored to a positive credit rating. Get negative items removed from your credit reports and get your credit scores back to where they need to be to make your life better.

$149

+ $49 per Item Removed

CREDITOR & Credit bureau disputes
CFPB & BBB COMPLAINTS
alternative dispute resolution
$99/mo membership in lieu of $49/item

Advantage

Learn tricks of the trade to boost your scores beyond prime. Leverage the right credit cards to travel hack throughout the world, make your life easier, and even profit from holding certain credit cards.

$3,499

Installment Plan Available

travel the world in luxury for free
profit from your credit cards
use your cards to streamline life
learn secrets the banks wont tell you

Business

Take your business to the next level by building business credit and using it to maximize your cashflow and lending potential. Play the game of corporate America at your business's level.

$7,499

Installment Plan Available

Acquire $50-150K in business credit
Acquire $10-50K no personal guarantee
use credit to advance your business
learn to play the corporate game

Contact Us
888-210-0202

Here's how we're rated.



"I've been trying to get my credit fixed up for months. Kyran and his team at Credit America are no joke. Lexington Law just put me on a retainer for months and drug it out, but these guys acted fast and only charged a flat fee which was pretty reasonable itself. I really appreciated the communication and updates as well."
Michael M.
568 to 734


"I recently had a medical bill I had forgotten about that went to collections. I reached out to Credit America to see what my options were and they helped me boost my score 20 points and assisted with the bill in collections. Can’t recommend them enough. If you need credit repair or don’t understand your credit, I suggest checking them out."
Ian R.
740 to 760


"I didn’t have “bad” credit before using Kyran’s services but they helped boost my credit to limits I did not expect. They got derogatory marks removed, answered all of my questions with ease, and my credit limit almost doubled. I highly recommend this service to anyone with credit issues or trying to boost their credit score!
Kendall M.
681 to 732